Assurant Health - Oregon Short Term Medical Insurance Benefits

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Choose the protection of Short Term Medical for gaps in health insurance coverage.

Unexpected illnesses and accidents happen every day, and the resulting medical bills can be disastrous. Until you enroll in permanent coverage, safeguard your financial future with Short Term Medical temporary insurance. It provides the peace of mind and health care access you need at a price you can afford.

You can depend on Short Term Medical. Assurant Health was the first provider of temporary insurance in 1973 and has remained a leader ever since.

Short Term Medical Benefits
With Short Term Medical, you get the following valuable benefits for unexpected illnesses and injuries. More details will appear in your enrollment kit. Coverage starts as early as the next day!

Plan Features
Prescription Drug Benefits	Includes prescription drug card for instant savings –– on average over 30% off Covered (subject to deductible and coinsurance)
Doctor Visits	Covered for unexpected illness and injury (subject to deductible and coinsurance) You may keep your own doctors Discounts for using network doctors –– on average 20-35% off
Hospital Benefits	Inpatient and outpatient services covered (subject to deductible and coinsurance) Discounts for using network facilities –– on average 20-35% off
Emergency Room Care	Covered (subject to deductible and coinsurance)
Ambulance	Service to nearest hospital able to treat condition
Outpatient Surgery	Covered (subject to deductible and coinsurance)
X-ray and Laboratory	Covered (subject to deductible and coinsurance)
Transplant Benefits	$100,000 including up to $10,000 in donor expenses
Deductible Choices (The amount you must pay before Assurant Health pays any benefits.)	$250, $500, $1,000 or $2,500 Only one deductible must be satisfied for all covered family members for deductibles $500 and higher.
Coinsurance (Assurant Health’s portion/your portion of the first $10,000 in medical bills after you meet your deductible.)	100%, 80%/20% or 50%/50%
Lifetime Maximum (Maximum amount your plan will pay toward medical bills per covered person.)	$2 million

About Assurant Health
Assurant Health has been in business since 1892 and is the brand name for products underwritten and issued by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company.